Seller protection is nothing but a myth

Recently we were scammed by a buyer that used a USA eBay user account to do a Buy Now of a $5400.00 Natural Alexandrite. Within hours after we shipped the item by Fedex to the PayPal address in Malaysia as this was their shipping address.The buyer decided to change their mind. They received the item, never returned it and the Dispute froze our money in PayPal at the busiest time just before the Holidays!
Paypal has always refunded buyers even with tracking. The buyer lie often, they either claim item doesn’t match or never received or the envelope was empty! WOW as a seller there really is no protection

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I closed my PayPal account and here’s why you should too

I closed my Paypal account since a while, so this is a retrospective feedback.

I have used Paypal during several years, and I understand that they put effort to find fraudsters. However, if you are not a compulsive buyer, be prepared to be considered as such a frauder: I rarely buy something through Paypal (~5/year), and almost each time I buy something, even for a few euros, my account was automatically blocked and I had to go through the unblocking procedure, which means provide personal information, change my password and wait for my account to be restored. It is so frustrating to use a service to make things simple, and yet you have to go through all this burden.

And not only it was frequent (relatively to my buying), but I started using Paypal because I did not have a credit card, and after several times, it became mandatory to provide a credit card number to unlock my account. When you have to go through that for something

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The run-around-rip-off

I made a purchase on Ebay and went thru PayPal. I never received the item. I contacted the seller and she replied, she closed her account some time ago.
So, I called Ebay, Ebay says contact Paypal. I contacted paypal and went thru everything they ask. They said it would take 2 to 3 weeks. After 3 weeks I ask for a status. 4 weeks later, I get and email saying, there is nothing they can do. Then I contacted Ebay and they say, since I went thru Paypal , they won’t do anything plus I waited to long. Folks stay away from Ebay and Paypal.

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PayPal seems to be charging more then they say

I have a 100% positive feedback, always ship on time, however PayPal that is owned by the same folks who own eBay, is sitting on my money for weeks. I don’t see a valid reason for them doing this. The reason being is to either confirm that the seller has enough funds in their account or to protect the buyer. I fail to see the connection. My credit card info is on file, so what’s the problem?

The way I see it, they are using my $$ interest-free. What an ingenious idea.

Besides, have you noticed how they calculate their fee? PayPal apparently has created their own rules of rounding numbers; it’s always a penny or two over the calculated amount. Selling price times 2.7% plus 30 cents — PayPal’s result is always over the amount you’d arrive at by using math. Not much to talk about, but multiply that by the vast number of users, well you get the picture.

Moreover, it’s

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I wait for PayPal to return the funds while I continue to incur overdraft fees

I’m in the process of moving and my only income is disablity. A friend of mine set-up a fundraiser (through one of those websites) to help raise money for the move. She was able to raise just the right amount for me to make the deposit and first months rent.
I had to pay twice the deposit unfortunately because of my bad credit. I decided it would be best if I broke up the funds in order to balance what I have in my personal checking account and what my friend had raised me. I deposited $300.00 into PayPal and within a few days (before it “posted?” to my PayPal account) I began to use my PayPal debit card. Mind you, PayPal had the funds basically “dwindling” in the air for about six days. To my surprise I began to realize the funds were not being released into my account while I was using my PayPal debit card and just a few moments ago, I went online and had a glance at my checking account –

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Paypal is Garbage

I bought an engagement ring off of eBay from a dealer in New Jersey. I did not have my eBay account linked to my Paypal at all. When I went to click the Continue button to go to the payment portion, It automatically purchased the order from my primary method of payment. No verify payment page, just poof $1,100 gone from my bank account. There wasn’t enough money in my bank account to cover that so it took me into the red about $650. I contacted the seller and had them cancel the order and refund the payment so I could buy again with the correct payment method I wanted. It took two days for the money to be returned to me and everything was fine, until a week later.
The original order was cancelled and refunded but Paypal decided to pull the money out again. I immediately contacted them and told them that the order was originally cancelled and they seemed to not care about the fact that they took all my money from me for a second

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